Don't Forget Closing Costs

All residential real estate transactions incurs fixed costs. Buyers and sellers usually split these costs, as specified in the real estate sales contract.

As you'll see below, many of the closing costs result from getting your loan. Since Tenby J. Dahman The Dahman Team is highly experienced with mortgages and closings, we are closing cost experts.

Loan Estimates (LEs)

Soon after you submit your application, we will provide you with a "Loan Estimate" of your closing costs. We base this closing cost estimate on our extensive past experience. It's important to note that while our LEs are very accurate, we can't always estimate your closing costs to the penny. We will be glad to review the "Loan Estimate," answering questions and pointing out costs that can change slightly at the closing table.

Below you'll find a generic list of closing costs. We will provide you with a specific list of your closing costs when we provide your Loan Estimate.

Standard Closing Costs

Loan-Related Costs

• Various Taxes
• Loan-related costs
• Points — These are costs you pay up-front to lower your interest rate (optional)
• Appraisal Costs
• Credit Report
• Interest Payment
• Escrow Fees

Property Taxes

• Transfer Taxes & Recording Fees
• Insurance

Homeowners Insurance

• Title Insurance
• Flood / Earthquake Insurance if applicable
• Private Mortgage Insurance (PMI)

Tenby J. Dahman The Dahman Team can answer questions about these closing costs. Give us a call: 3038627760.